/* ===========================================================
   WOW CARD — "quiet-luxury fintech"  (light-first)
   =========================================================== */
:root {
  --white: #FFFFFF;
  --alt: #F7F6F2;
  --stage: #1A1A1A;
  --stage-deep: #0A0A0B;
  --ink: #0A0A0B;
  --ink-2: #6B6B70;
  --on-dark: #FFFFFF;
  --on-dark-2: #B5B5BA;
  --gold: #D4AF37;
  --gold-grad: linear-gradient(135deg, #F4D680, #C8962E);
  --line: rgba(10, 10, 11, .10);
  --line-soft: rgba(10, 10, 11, .07);
  --line-dark: rgba(255, 255, 255, .12);
  --shell: 1280px;
  --pad: clamp(20px, 5vw, 48px);
  --ease: cubic-bezier(.22, .61, .36, 1);
  --font-display: "Clash Display", "Inter", system-ui, sans-serif;
  --font-body: "Inter", system-ui, -apple-system, sans-serif;
}

*, *::before, *::after { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; -webkit-font-smoothing: antialiased; text-rendering: optimizeLegibility; }
body {
  font-family: var(--font-body); color: var(--ink); line-height: 1.6; overflow-x: hidden;
  background: var(--white);
  background-image: radial-gradient(ellipse 80% 50% at 50% -10%, rgba(212,175,55,.04) 0%, transparent 60%),
                    linear-gradient(180deg, #fff 0%, #fdfcf8 100%);
}
img { display: block; max-width: 100%; }
a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
::selection { background: rgba(212, 175, 55, .26); }

/* ---------- layout ---------- */
.shell { width: 100%; max-width: var(--shell); margin-inline: auto; padding-inline: var(--pad); }
.section { padding-block: clamp(86px, 11vw, 164px); position: relative; overflow: clip; }
.section--white { background: transparent; z-index: 1; }
.section--alt {
  background: var(--alt);
  margin-inline: 12px;
  border-radius: 32px;
  overflow: clip;
  position: relative;
  z-index: 2;
  will-change: transform;
  box-shadow:
    0 0 0 1px rgba(0,0,0,.07),
    0 8px 20px rgba(0,0,0,.07),
    0 24px 60px rgba(0,0,0,.10),
    0 80px 160px rgba(0,0,0,.08);
}
.section--dark { background: var(--stage-deep); color: var(--on-dark); }

.eyebrow {
  font-weight: 600;
  font-size: .72rem;
  letter-spacing: .24em;
  text-transform: uppercase;
  color: var(--gold);
  display: inline-flex;
  align-items: center;
  gap: .7em;
  margin-bottom: 1.5rem;
}
.eyebrow::before { content: ""; width: 26px; height: 1px; background: var(--gold); opacity: .75; }

h1, h2, h3 { font-family: var(--font-display); font-weight: 600; letter-spacing: -.025em; line-height: 1.02; }
.h-hero { font-size: clamp(2.8rem, 6.6vw, 5.6rem); font-weight: 600; line-height: 1; letter-spacing: -.035em; }
.h-section { font-size: clamp(2rem, 4.4vw, 3.5rem); letter-spacing: -.03em; line-height: 1.04; }
.lede { font-size: clamp(1.05rem, 1.45vw, 1.28rem); line-height: 1.55; color: var(--ink-2); max-width: 52ch; font-weight: 400; }
.section--dark .lede { color: var(--on-dark-2); }
.text-gold { background: var(--gold-grad); -webkit-background-clip: text; background-clip: text; -webkit-text-fill-color: transparent; color: transparent; }

/* ---------- buttons / store badges ---------- */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: .6em;
  height: 54px;
  padding: 0 28px;
  border-radius: 999px;
  font-weight: 600;
  font-size: .98rem;
  letter-spacing: -.01em;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
  will-change: transform;
  white-space: nowrap;
}
.btn--gold { background: var(--gold-grad); color: #1a1304; box-shadow: 0 10px 30px -10px rgba(200, 150, 46, .55); }
.btn--gold:hover { box-shadow: 0 16px 40px -10px rgba(200, 150, 46, .7); }

.store-row { display: flex; gap: 14px; flex-wrap: wrap; }
.store-btn {
  display: inline-flex;
  align-items: center;
  gap: 12px;
  height: 60px;
  padding: 0 24px 0 22px;
  border-radius: 15px;
  background: var(--ink);
  color: #fff;
  transition: transform .35s var(--ease), box-shadow .35s var(--ease);
  box-shadow: 0 12px 30px -16px rgba(0, 0, 0, .5);
  will-change: transform;
}
.store-btn:hover { transform: translateY(-2px); }
.store-btn svg { width: 26px; height: 26px; flex: none; }
.store-btn .store-txt { display: flex; flex-direction: column; line-height: 1.1; text-align: left; }
.store-btn .store-txt small { font-size: .62rem; letter-spacing: .06em; opacity: .72; text-transform: uppercase; font-weight: 500; }
.store-btn .store-txt span { font-size: 1.05rem; font-weight: 600; letter-spacing: -.01em; font-family: var(--font-display); }
.section--dark .store-btn { background: #fff; color: var(--ink); }

.trust-strip { display: flex; align-items: center; gap: 13px; flex-wrap: wrap; color: var(--ink-2); font-size: .92rem; font-weight: 400; }
.section--dark .trust-strip { color: var(--on-dark-2); }
.trust-strip .dot { width: 4px; height: 4px; border-radius: 50%; background: currentColor; opacity: .5; }
.trust-strip .visa { font-family: var(--font-display); font-weight: 700; font-style: italic; letter-spacing: .02em; color: var(--ink); }
.section--dark .trust-strip .visa { color: #fff; }

/* ===========================================================
   REUSABLE CARD STAGE (card never raw on light)
   =========================================================== */
.card-stage {
  position: relative;
  border-radius: 30px;
  display: flex;
  align-items: center;
  justify-content: center;
  padding: clamp(34px, 4.5vw, 68px);
  background: radial-gradient(125% 120% at 50% 32%, #222226 0%, #141416 46%, #0A0A0B 100%);
  box-shadow:
    inset 0 1px 0 rgba(255, 255, 255, .07),
    inset 0 0 0 1px rgba(255, 255, 255, .04),
    0 50px 90px -40px rgba(0, 0, 0, .55);
  overflow: hidden;
}
.card-stage::before {
  content: "";
  position: absolute;
  width: 78%;
  aspect-ratio: 1;
  left: 50%;
  top: 46%;
  transform: translate(-50%, -50%);
  background: radial-gradient(circle, rgba(212, 175, 55, .26), rgba(212, 175, 55, .06) 42%, transparent 68%);
  filter: blur(14px);
  pointer-events: none;
  z-index: 0;
}
.card-stage .stage-wm { position: absolute; width: 62%; right: -8%; bottom: -12%; opacity: .05; z-index: 0; pointer-events: none; }
.stage-card { position: relative; z-index: 2; width: min(100%, 520px); transform-style: preserve-3d; will-change: transform; filter: drop-shadow(0 36px 56px rgba(0, 0, 0, .6)); }
.stage-card img { width: 100%; }

/* live transaction chip */
.txn-chip {
  position: absolute;
  z-index: 5;
  display: flex;
  align-items: center;
  gap: 13px;
  padding: 13px 17px;
  border-radius: 16px;
  background: rgba(255, 255, 255, .96);
  backdrop-filter: blur(10px);
  box-shadow: 0 18px 40px -14px rgba(0, 0, 0, .45);
  min-width: 236px;
}
.txn-chip .tc-ico { width: 38px; height: 38px; border-radius: 11px; background: var(--ink); color: #fff; display: flex; align-items: center; justify-content: center; font-family: var(--font-display); font-weight: 600; font-size: 1rem; flex: none; }
.txn-chip .tc-body { display: flex; flex-direction: column; line-height: 1.25; flex: 1; }
.txn-chip .tc-top { display: flex; align-items: center; justify-content: space-between; gap: 10px; }
.txn-chip .tc-merch { font-weight: 600; font-size: .92rem; color: var(--ink); }
.txn-chip .tc-amt { font-weight: 600; font-size: .92rem; color: var(--ink); }
.txn-chip .tc-sub { display: flex; align-items: center; justify-content: space-between; gap: 10px; font-size: .78rem; color: var(--ink-2); margin-top: 2px; }
.txn-chip .tc-cash { font-weight: 600; color: #1f8a4c; }
.txn-chip.flip { animation: chipFlip .5s var(--ease); }
@keyframes chipFlip {
  0% { opacity: 0; transform: translateY(8px) scale(.97); }
  100% { opacity: 1; transform: none; }
}

/* ===========================================================
   GIANT W WATERMARK
   =========================================================== */
.wm { position: absolute; pointer-events: none; z-index: 0; opacity: .05; will-change: transform; }
.wm img { width: 100%; }
.wm--hero { width: min(56vw, 720px); right: -12%; top: 6%; }
.section--dark .wm { opacity: .07; }

/* ===========================================================
   NAV
   =========================================================== */
.nav { position: fixed; top: 0; left: 0; right: 0; z-index: 80; transition: background .4s var(--ease), box-shadow .4s var(--ease); }
.nav-inner { display: flex; align-items: center; justify-content: space-between; height: 90px; }
.nav.scrolled { background: rgba(255, 255, 255, .85); backdrop-filter: blur(18px); box-shadow: 0 1px 0 var(--line), 0 8px 30px -22px rgba(0, 0, 0, .4); }
.brand { display: flex; align-items: center; gap: 11px; }
.brand img { width: 30px; height: 30px; object-fit: contain; }
.brand .wordmark { font-family: var(--font-display); font-weight: 600; font-size: 1.12rem; letter-spacing: .02em; color: var(--ink); }
.nav-links { display: flex; align-items: center; gap: 38px; }
.nav-links a { position: relative; font-size: .95rem; font-weight: 500; color: var(--ink-2); transition: color .3s; padding-block: 6px; }
.nav-links a::after { content: ""; position: absolute; left: 0; bottom: 0; height: 1.5px; width: 100%; background: var(--gold-grad); transform: scaleX(0); transform-origin: left; transition: transform .4s var(--ease); }
.nav-links a:hover { color: var(--ink); }
.nav-links a:hover::after { transform: scaleX(1); }
.nav-cta { display: flex; align-items: center; gap: 16px; }
.nav .btn--nav { height: 44px; padding: 0 22px; font-size: .92rem; }
.nav-burger { display: none; width: 44px; height: 44px; align-items: center; justify-content: center; flex-direction: column; gap: 5px; }
.nav-burger span { width: 22px; height: 2px; background: var(--ink); border-radius: 2px; transition: .3s; }
.mobile-menu {
  position: fixed;
  inset: 0;
  z-index: 79;
  background: rgba(10, 10, 11, .98);
  backdrop-filter: blur(8px);
  display: flex;
  flex-direction: column;
  justify-content: center;
  gap: 4px;
  padding: 0 var(--pad);
  transform: translateY(-100%);
  transition: transform .5s var(--ease);
  visibility: hidden;
}
.mobile-menu.open { transform: translateY(0); visibility: visible; }
.mobile-menu a { font-family: var(--font-display); font-size: 2rem; font-weight: 500; color: #fff; padding: 14px 0; border-bottom: 1px solid var(--line-dark); }
.mobile-menu .btn { margin-top: 26px; height: 58px; width: 100%; }

/* ===========================================================
   HERO (light, asymmetric)
   =========================================================== */
.hero { position: relative; min-height: 100svh; display: flex; align-items: center; background: var(--alt); padding-top: 80px; overflow: clip; }
.hero-grid { display: grid; grid-template-columns: 1.12fr .88fr; align-items: center; gap: clamp(30px, 5vw, 72px); width: 100%; }
.hero-copy { position: relative; z-index: 3; max-width: 640px; }
.hero h1 .word { display: inline-block; }
.hero h1 .row { display: block; overflow: hidden; }
.hero .lede { margin-top: 26px; }
.hero .store-row { margin-top: 38px; }
.hero .trust-strip { margin-top: 28px; }

/* hero word entrance — hidden state only applied when JS adds .anim */
@media (prefers-reduced-motion: no-preference) {
  .hero.anim .word { opacity: 0; transform: translateY(22px); transition: opacity .7s var(--ease), transform .7s var(--ease); }
  .hero.words-in .word { opacity: 1; transform: none; }
}

.hero-stage-wrap { position: relative; z-index: 2; perspective: 1600px; }
.hero-stage { aspect-ratio: 5/6; width: 100%; }
.hero-stage .stage-card { animation: cardFloat 7s ease-in-out infinite; }
@keyframes cardFloat {
  0%, 100% { transform: translateY(0) rotate(-1deg); }
  50% { transform: translateY(-15px) rotate(1deg); }
}
.hero .txn-chip { left: -7%; bottom: 13%; }

.scroll-hint { position: absolute; left: 50%; bottom: 26px; transform: translateX(-50%); z-index: 4; display: flex; flex-direction: column; align-items: center; gap: 9px; color: var(--ink-2); font-size: .7rem; letter-spacing: .22em; text-transform: uppercase; }
.scroll-hint .mouse { width: 22px; height: 34px; border: 1.5px solid rgba(10, 10, 11, .28); border-radius: 12px; position: relative; }
.scroll-hint .mouse::after { content: ""; position: absolute; left: 50%; top: 7px; width: 3px; height: 6px; border-radius: 2px; background: var(--gold); transform: translateX(-50%); animation: scrollDot 1.8s infinite; }
@keyframes scrollDot {
  0% { opacity: 0; transform: translate(-50%, 0); }
  30% { opacity: 1; }
  60% { opacity: 1; transform: translate(-50%, 9px); }
  100% { opacity: 0; transform: translate(-50%, 11px); }
}

/* ===========================================================
   HERO — CARD CONCEPT
   =========================================================== */

/* ---- card shape: pure black, rounded, floats on white page ---- */
.hero--card {
  margin: 12px 12px 0;
  border-radius: 40px;
  min-height: calc(100svh - 24px);
  padding-top: 106px;
  overflow: clip;
  z-index: 3;
  background:
    radial-gradient(ellipse 90% 55% at 75%  -2%, rgba(212,175,55,.11) 0%, transparent 50%),
    radial-gradient(ellipse 55% 70% at 10% 105%, rgba(212,175,55,.06) 0%, transparent 50%),
    #000;
  box-shadow:
    inset 0 1px 0 rgba(255,255,255,.06),
    inset 0 0 0 1px rgba(255,255,255,.04),
    0 80px 160px -40px rgba(0,0,0,.85);
  color: var(--on-dark);
}
.hero--card .h-hero       { font-weight: 500; letter-spacing: -.04em; }
.hero--card .lede         { color: rgba(255,255,255,.55); }
.hero--card .trust-strip  { color: rgba(255,255,255,.32); }
.hero--card .trust-strip .dot { background: rgba(255,255,255,.18); }
.hero--card .scroll-hint  { color: rgba(255,255,255,.24); }
.hero--card .scroll-hint .mouse { border-color: rgba(255,255,255,.16); }
.hero--card .btn--outline { border-color: rgba(255,255,255,.18); color: rgba(255,255,255,.85); }
.hero--card .btn--outline:hover { border-color: var(--gold); color: var(--gold); }
.hero--card .wm           { opacity: .035; }
.hero--card .hero-grid    { grid-template-columns: 1fr 1fr; align-items: center; gap: clamp(30px, 5vw, 64px); }

/* ---- grain texture ---- */
.hc-grain {
  position: absolute; inset: 0; border-radius: inherit; pointer-events: none; z-index: 0;
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='300' height='300'%3E%3Cfilter id='n'%3E%3CfeTurbulence type='fractalNoise' baseFrequency='.85' numOctaves='4' stitchTiles='stitch'/%3E%3C/filter%3E%3Crect width='300' height='300' filter='url(%23n)'/%3E%3C/svg%3E");
  background-size: 300px 300px; opacity: .04;
}

/* ---- holographic sweep ---- */
.hc-shine { position: absolute; inset: 0; border-radius: inherit; pointer-events: none; z-index: 0; overflow: hidden; }
.hc-shine::after {
  content: "";
  position: absolute; top: -60%; left: -80%; width: 60%; height: 220%;
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.022) 28%, rgba(212,175,55,.05) 50%, rgba(255,255,255,.022) 72%, transparent);
  transform: skewX(-22deg);
  animation: heroCardShine 9s ease-in-out 1.8s infinite;
}
@keyframes heroCardShine {
  0%, 100% { left: -80%; opacity: 0; }
  8%  { opacity: 1; }
  44% { left: 140%; opacity: 1; }
  52% { opacity: 0; }
}

/* ---- EMV chip (decorative) ---- */
.hc-chip {
  position: absolute;
  top: clamp(152px, 22vh, 230px);
  left: var(--pad);
  z-index: 1; pointer-events: none;
  color: rgba(212,175,55,.26);
}
.hc-chip svg { width: clamp(42px, 4vw, 58px); height: auto; }

/* ---- network circles (decorative) ---- */
.hc-network {
  position: absolute;
  top: clamp(142px, 20vh, 210px);
  right: var(--pad);
  display: flex; z-index: 1; pointer-events: none;
}
.hcn-circle { width: clamp(30px, 3vw, 42px); height: clamp(30px, 3vw, 42px); border-radius: 50%; opacity: .14; }
.hcn-circle:first-child { background: rgba(255,255,255,.22); margin-right: clamp(-12px, -1.2vw, -9px); }
.hcn-circle:last-child  { background: rgba(255,255,255,.10); }

/* ---- card number + holder (bottom of card) ---- */
.hc-cardnum {
  position: absolute;
  bottom: clamp(60px, 11%, 100px); left: var(--pad);
  display: flex; gap: clamp(12px, 1.8vw, 22px);
  font-family: 'Courier New', 'Lucida Console', monospace;
  font-size: clamp(.68rem, 1vw, .88rem); font-weight: 700;
  letter-spacing: .22em; color: rgba(255,255,255,.09);
  z-index: 1; pointer-events: none;
}
.hc-holder {
  position: absolute;
  bottom: clamp(26px, 5.5%, 52px); left: var(--pad);
  font-family: var(--font-display);
  font-size: clamp(.58rem, .8vw, .72rem);
  letter-spacing: .24em; text-transform: uppercase;
  color: rgba(255,255,255,.11); font-weight: 600;
  z-index: 1; pointer-events: none;
}

/* ---- gold text shimmer on headline ---- */
@media (prefers-reduced-motion: no-preference) {
  .hero--card .h-hero .text-gold {
    background: linear-gradient(90deg, #a06a18 0%, #e8cc50 28%, #d4af37 50%, #e8cc50 72%, #a06a18 100%);
    background-size: 200% auto;
    -webkit-background-clip: text; background-clip: text;
    -webkit-text-fill-color: transparent;
    animation: goldShimmer 3.5s linear infinite;
  }
}
@keyframes goldShimmer {
  from { background-position: 0% center; }
  to   { background-position: 200% center; }
}

/* ---- hero store download buttons ---- */
.hero-store-row { margin-top: 20px; }
.hero--card .hero-store-row .store-btn {
  height: 46px;
  padding: 0 18px 0 16px;
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.15);
  box-shadow: none;
}
.hero--card .hero-store-row .store-btn .store-txt span { font-size: .9rem; }
.hero--card .hero-store-row .store-btn:hover {
  background: rgba(255,255,255,.14);
  transform: translateY(-2px);
}

/* ---- right column: floating card ---- */
.hero-right {
  align-self: center; position: relative; z-index: 3;
}
.hero--card .hero-stage-wrap { width: 100%; max-width: 540px; margin-inline: auto; }
.hero--card .hero-stage { aspect-ratio: unset; width: 100%; }
.hero--card .hero-stage .stage-card {
  width: 100%;
  animation: cardFloat 7s ease-in-out infinite;
  filter: drop-shadow(0 40px 80px rgba(0,0,0,.7)) drop-shadow(0 0 60px rgba(212,175,55,.14));
}

/* ---- nav: glass CTA + white text on dark card ---- */
.nav--on-dark .brand .wordmark        { color: #fff; }
.nav--on-dark .nav-links a            { color: rgba(255,255,255,.5); }
.nav--on-dark .nav-links a:hover      { color: #fff; }
.nav--on-dark .nav-burger span        { background: #fff; }
.nav--on-dark .btn--gold.btn--nav {
  background: rgba(255,255,255,.08);
  border: 1px solid rgba(255,255,255,.18);
  color: rgba(255,255,255,.88);
  box-shadow: none;
}
.nav--on-dark .btn--gold.btn--nav:hover {
  background: rgba(255,255,255,.13);
  box-shadow: none;
}
/* restore on scroll */
.nav--on-dark.scrolled .brand .wordmark   { color: var(--ink); }
.nav--on-dark.scrolled .nav-links a       { color: var(--ink-2); }
.nav--on-dark.scrolled .nav-links a:hover { color: var(--ink); }
.nav--on-dark.scrolled .nav-burger span   { background: var(--ink); }
.nav--on-dark.scrolled .btn--gold.btn--nav {
  background: var(--gold-grad); border: none;
  color: #1a1304; box-shadow: 0 10px 30px -10px rgba(200,150,46,.55);
}

/* ---- responsive ---- */
@media (max-width: 1000px) {
  .hero--card { margin: 8px; border-radius: 28px; min-height: calc(100svh - 16px); padding-top: 100px; }
  .hero--card .hero-grid { grid-template-columns: 1fr; }
  .hero-right { max-width: 460px; margin-inline: auto; width: 100%; }
  .hc-chip    { top: clamp(100px, 14vh, 150px); }
  .hc-network { top: clamp(92px, 12vh, 142px); }
  .hc-cardnum { display: none; }
}

/* ===========================================================
   STATS
   =========================================================== */
.stats-grid { display: grid; grid-template-columns: repeat(3, 1fr); border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); }
.stat { padding: clamp(30px, 4vw, 54px) clamp(20px, 3vw, 46px); border-right: 1px solid var(--line); }
.stat:last-child { border-right: none; }
.stat .pre { color: var(--ink-2); font-size: .9rem; font-weight: 500; margin-bottom: 10px; letter-spacing: .02em; }
.stat .num { font-family: var(--font-display); font-weight: 600; font-size: clamp(2.7rem, 5.6vw, 4.6rem); letter-spacing: -.04em; line-height: 1; }
.stat .label { margin-top: 14px; color: var(--ink-2); font-size: 1.02rem; max-width: 22ch; }

/* ===========================================================
   THE CARD (white, centered dark stage, scroll-scrub)
   =========================================================== */
.showcase { background: var(--white); }
.showcase-track { position: relative; height: 260vh; }
.showcase-pin { position: sticky; top: 0; height: 100svh; display: flex; align-items: center; }
.showcase-inner { display: grid; grid-template-columns: 1fr minmax(360px, 520px) 1fr; align-items: center; gap: clamp(24px, 3vw, 48px); width: 100%; }
.showcase-stage { grid-column: 2; aspect-ratio: 1/1; perspective: 1700px; }
.showcase-stage .stage-card { width: min(100%, 470px); }
.sc-feat { align-self: center; display: flex; flex-direction: column; gap: 14px; }
.sc-feat .feat { opacity: .4; transition: opacity .5s var(--ease), transform .5s var(--ease); }
.sc-feat .feat.active { opacity: 1; }
.feat h3 { font-family: var(--font-display); font-size: 1.18rem; font-weight: 600; letter-spacing: -.01em; margin-bottom: 4px; display: flex; align-items: center; gap: 11px; }
.feat h3 .feat-ico { width: 38px; height: 38px; flex: none; border-radius: 11px; border: 1px solid var(--line); display: flex; align-items: center; justify-content: center; color: var(--gold); }
.feat h3 .feat-ico svg { width: 19px; height: 19px; }
.feat p { color: var(--ink-2); font-size: .95rem; line-height: 1.5; padding-left: 49px; }
.showcase-eyebrow { grid-column: 1 / -1; text-align: center; margin-bottom: 8px; }

/* ===========================================================
   REWARDS (asymmetric)
   =========================================================== */
.section-head { max-width: 680px; margin-bottom: clamp(40px, 5.5vw, 68px); }
.rewards-grid { display: grid; grid-template-columns: 1.25fr 1fr 1fr; gap: 20px; align-items: stretch; }
.reward {
  position: relative;
  border: 1px solid var(--line);
  border-radius: 24px;
  padding: 36px 32px 32px;
  background: var(--white);
  transition: transform .5s var(--ease), box-shadow .5s var(--ease), border-color .5s;
  overflow: hidden;
  display: flex;
  flex-direction: column;
}
.reward:hover { transform: translateY(-6px); box-shadow: 0 30px 60px -34px rgba(0, 0, 0, .24); border-color: rgba(212, 175, 55, .4); }
.reward--feature { background: linear-gradient(180deg, #fff, #fdfbf4); border-color: rgba(212, 175, 55, .5); }
.reward--feature::before { content: ""; position: absolute; inset: 0; background: radial-gradient(120% 80% at 82% 0%, rgba(212, 175, 55, .10), transparent 58%); pointer-events: none; }
.reward .rate { font-family: var(--font-display); font-weight: 600; font-size: clamp(3.2rem, 6.4vw, 5rem); line-height: .88; letter-spacing: -.04em; margin-top: auto; }
.reward--feature .rate { font-size: clamp(4rem, 8vw, 6.4rem); }
.reward .rate sup { font-size: .4em; font-weight: 600; top: -.75em; margin-left: 3px; }
.reward .cat { margin-top: 18px; font-family: var(--font-display); font-size: 1.3rem; font-weight: 600; letter-spacing: -.01em; }
.reward .desc { margin-top: 8px; color: var(--ink-2); font-size: .96rem; }
.reward .tag { position: absolute; top: 22px; right: 22px; font-size: .65rem; letter-spacing: .14em; text-transform: uppercase; font-weight: 600; color: #7a5b12; background: rgba(212, 175, 55, .16); padding: 6px 12px; border-radius: 999px; }
.rewards-note { margin-top: 30px; display: flex; gap: 13px; flex-wrap: wrap; align-items: center; color: var(--ink-2); font-size: .95rem; }
.rewards-note b { color: var(--ink); font-weight: 600; }

/* ===========================================================
   DIFFERENCE
   =========================================================== */
.compare { display: grid; grid-template-columns: 1fr 1.05fr; gap: 20px; align-items: stretch; }
.compare-col { border-radius: 24px; padding: clamp(28px, 3.4vw, 46px); border: 1px solid var(--line); background: #fff; }
.compare-col.us { background: radial-gradient(120% 120% at 80% 0%, #1c1c1f, #0A0A0B 70%); color: #fff; border-color: #000; position: relative; overflow: hidden; }
.compare-col.us .stage-wm { position: absolute; width: 50%; right: -6%; bottom: -10%; opacity: .06; }
.compare-col h3 { font-family: var(--font-display); font-size: 1.42rem; font-weight: 600; margin-bottom: 6px; }
.compare-col .col-sub { font-size: .92rem; color: var(--ink-2); margin-bottom: 26px; }
.compare-col.us .col-sub { color: var(--on-dark-2); }
.compare-list { display: flex; flex-direction: column; }
.compare-row { display: flex; gap: 15px; align-items: flex-start; padding: 16px 0; border-top: 1px solid var(--line); position: relative; z-index: 1; }
.compare-col.us .compare-row { border-top-color: var(--line-dark); }
.compare-row:first-child { border-top: none; }
.compare-row .ci { width: 24px; height: 24px; flex: none; border-radius: 50%; display: flex; align-items: center; justify-content: center; margin-top: 1px; }
.compare-row .ci svg { width: 14px; height: 14px; }
.them .ci { background: rgba(10, 10, 11, .06); color: #9a9aa0; }
.us .ci { background: rgba(212, 175, 55, .16); color: var(--gold); }
.them .ct { color: var(--ink-2); font-size: 1rem; line-height: 1.45; }
.us .ct { color: #fff; font-weight: 500; font-size: 1rem; line-height: 1.45; }

/* ===========================================================
   HOW IT WORKS
   =========================================================== */
.steps { display: grid; grid-template-columns: repeat(3, 1fr); gap: 22px; }
.step { position: relative; padding-top: 34px; border-top: 2px solid var(--ink); }
.step .step-num { font-family: var(--font-display); font-weight: 600; font-size: .95rem; letter-spacing: .04em; color: var(--gold); margin-bottom: 20px; }
.step h3 { font-family: var(--font-display); font-size: clamp(1.4rem, 2.3vw, 1.9rem); font-weight: 600; letter-spacing: -.02em; margin-bottom: 12px; }
.step p { color: var(--ink-2); font-size: 1.02rem; }
.step .step-meta { margin-top: 16px; display: flex; gap: 8px; flex-wrap: wrap; }
.step .step-meta .chip { background: var(--alt); border: 1px solid var(--line); padding: 6px 12px; border-radius: 8px; font-weight: 500; color: var(--ink-2); font-size: .8rem; }

/* ===========================================================
   APP SHOWCASE — HTML phone, pinned 3-state
   =========================================================== */
.app {
  background: var(--alt);
  margin-inline: 12px;
  border-radius: 32px;
  overflow: clip;
  position: relative;
  z-index: 2;
  will-change: transform;
  box-shadow:
    0 0 0 1px rgba(0,0,0,.07),
    0 8px 20px rgba(0,0,0,.07),
    0 24px 60px rgba(0,0,0,.10),
    0 80px 160px rgba(0,0,0,.08);
}
.app-track { position: relative; height: 320vh; }
.app-pin { position: sticky; top: 0; height: 100svh; display: flex; align-items: center; }
.app-inner { display: grid; grid-template-columns: 1fr .9fr; align-items: center; gap: clamp(36px, 6vw, 90px); width: 100%; }
.app-phone-col { display: flex; justify-content: center; position: relative; }
.app-copy .eyebrow { margin-bottom: 1.1rem; }
.app-states { margin-top: 30px; display: flex; flex-direction: column; gap: 6px; }
.app-state-item { display: flex; gap: 16px; align-items: flex-start; padding: 18px 18px 18px 20px; border-radius: 16px; border: 1px solid transparent; transition: .45s var(--ease); cursor: pointer; }
.app-state-item.active { background: #fff; border-color: var(--line); box-shadow: 0 18px 40px -28px rgba(0, 0, 0, .28); }
.app-state-item .asi-idx { font-family: var(--font-display); font-weight: 600; font-size: .82rem; color: var(--ink-2); margin-top: 3px; width: 26px; flex: none; }
.app-state-item.active .asi-idx { color: var(--gold); }
.app-state-item h4 { font-family: var(--font-display); font-size: 1.12rem; font-weight: 600; letter-spacing: -.01em; margin-bottom: 3px; }
.app-state-item p { font-size: .92rem; color: var(--ink-2); line-height: 1.45; }
.pay-row { display: flex; align-items: center; gap: 9px; flex-wrap: wrap; margin-top: 26px; }
.pay-chip { font-size: .82rem; font-weight: 500; color: var(--ink-2); border: 1px solid var(--line); border-radius: 999px; padding: 8px 15px; background: #fff; }
.app-mini { display: flex; gap: 22px; flex-wrap: wrap; margin-top: 24px; }
.app-mini div { font-size: .88rem; color: var(--ink-2); }
.app-mini b { display: block; color: var(--ink); font-family: var(--font-display); font-weight: 600; font-size: 1.02rem; margin-bottom: 2px; }

/* ---- the phone device ---- */
.phone {
  position: relative;
  width: clamp(300px, 34vw, 360px);
  aspect-ratio: 390 / 844;
  border-radius: 56px;
  background: linear-gradient(150deg, #3a3a3d, #0e0e10 60%);
  padding: 11px;
  box-shadow: 0 60px 100px -40px rgba(0, 0, 0, .5), inset 0 0 0 1px rgba(255, 255, 255, .08);
  flex: none;
}
/* side buttons */
.phone::before, .phone::after { content: ""; position: absolute; width: 3px; border-radius: 2px; background: #2a2a2d; left: -3px; }
.phone::before { height: 34px; top: 120px; box-shadow: 0 56px 0 #2a2a2d; }
.phone::after { height: 58px; top: 190px; right: -3px; left: auto; }
.phone .screen { position: relative; width: 100%; height: 100%; border-radius: 46px; overflow: hidden; background: #0A0A0B; color: #fff; }
.phone .island { position: absolute; top: 13px; left: 50%; transform: translateX(-50%); width: 92px; height: 28px; background: #000; border-radius: 16px; z-index: 30; }
.phone .statusbar { position: absolute; top: 0; left: 0; right: 0; height: 46px; display: flex; align-items: center; justify-content: space-between; padding: 14px 26px 0; font-size: .74rem; font-weight: 600; z-index: 20; }
.phone .statusbar .sb-r { display: flex; align-items: center; gap: 6px; }
.phone .statusbar svg { width: 16px; height: 11px; }

/* app screens inside the phone */
.app-screen { position: absolute; inset: 0; padding: 54px 18px 20px; opacity: 0; transform: translateX(24px); transition: opacity .5s var(--ease), transform .5s var(--ease); overflow: hidden; overflow-y: auto; pointer-events: none; }
.app-screen.show { opacity: 1; transform: none; pointer-events: auto; }

/* in-app card thumbnail */
.ia-card { position: relative; border-radius: 16px; padding: 16px; background: radial-gradient(120% 130% at 78% 20%, #222226, #0d0d0f 72%); overflow: hidden; box-shadow: inset 0 0 0 1px rgba(255, 255, 255, .06); }
.ia-card .ia-wm { position: absolute; right: -6%; top: -30%; width: 58%; opacity: .16; pointer-events: none; }
.ia-card .ia-chip { width: 34px; height: 26px; border-radius: 5px; background: linear-gradient(135deg, #d9d9dc, #a8a8ad); }
.ia-card .ia-num { margin-top: 18px; font-size: .84rem; letter-spacing: .06em; display: flex; align-items: center; gap: 7px; color: #e9e9ec; }
.ia-card .ia-foot { margin-top: 12px; display: flex; align-items: flex-end; justify-content: space-between; }
.ia-card .ia-meta { font-size: .5rem; letter-spacing: .04em; color: #9a9a9f; line-height: 1.5; }
.ia-card .ia-meta b { display: block; color: #e9e9ec; font-size: .62rem; font-weight: 600; letter-spacing: .02em; }
.ia-card .ia-visa { font-family: var(--font-display); font-style: italic; font-weight: 700; font-size: 1.05rem; }

.ia-balance { display: flex; align-items: center; justify-content: space-between; margin-top: 18px; padding-bottom: 14px; border-bottom: 1px solid rgba(255, 255, 255, .08); }
.ia-balance .lab { font-size: .72rem; color: var(--on-dark-2); }
.ia-balance .val { font-family: var(--font-display); font-weight: 600; font-size: 1.05rem; }

.ia-actions { display: grid; grid-template-columns: repeat(4, 1fr); gap: 8px; margin-top: 16px; }
.ia-action { display: flex; flex-direction: column; align-items: center; gap: 7px; padding: 13px 4px; border-radius: 13px; background: #161618; border: 1px solid rgba(255, 255, 255, .05); }
.ia-action svg { width: 19px; height: 19px; color: var(--gold); }
.ia-action span { font-size: .64rem; color: #d4d4d8; font-weight: 500; }

.ia-sec-title { display: flex; align-items: center; justify-content: space-between; margin-top: 20px; margin-bottom: 8px; }
.ia-sec-title h5 { font-family: var(--font-display); font-size: .86rem; font-weight: 600; }
.ia-sec-title .filt { width: 16px; height: 16px; color: var(--on-dark-2); }
.ia-txn { display: flex; align-items: center; justify-content: space-between; padding: 11px 2px; border-bottom: 1px solid rgba(255, 255, 255, .05); }
.ia-txn .tl { display: flex; flex-direction: column; gap: 2px; }
.ia-txn .tn { font-size: .82rem; font-weight: 600; }
.ia-txn .td { font-size: .6rem; color: #7d7d83; }
.ia-txn .tr { display: flex; flex-direction: column; align-items: flex-end; gap: 2px; }
.ia-txn .ta { font-size: .82rem; font-weight: 600; }
.ia-txn .ta.pos { color: var(--gold); }
.ia-txn .ts { font-size: .58rem; color: #7d7d83; }
.ia-txn .ts.done { color: #5bbd7e; }

/* top up screen */
.ia-head { font-family: var(--font-display); font-size: 1.15rem; font-weight: 600; margin-bottom: 4px; }
.ia-subhead { font-size: .72rem; color: var(--on-dark-2); margin-bottom: 18px; }
.ia-net { display: flex; gap: 7px; margin-bottom: 16px; }
.ia-net button { flex: 1; padding: 9px 0; border-radius: 10px; background: #161618; border: 1px solid rgba(255, 255, 255, .06); color: #d4d4d8; font-size: .66rem; font-weight: 600; }
.ia-net button.on { border-color: var(--gold); color: var(--gold); background: rgba(212, 175, 55, .08); }
.ia-amount { background: #161618; border-radius: 14px; padding: 18px; text-align: center; margin-bottom: 14px; border: 1px solid rgba(255, 255, 255, .06); }
.ia-amount .aa-lab { font-size: .64rem; color: var(--on-dark-2); margin-bottom: 6px; }
.ia-amount .aa-val { font-family: var(--font-display); font-weight: 600; font-size: 1.9rem; }
.ia-amount .aa-val small { font-size: .9rem; color: var(--on-dark-2); margin-left: 4px; }
.ia-qr { width: 108px; height: 108px; border-radius: 14px; background: #fff; margin: 0 auto 12px; padding: 10px; }
.ia-qr svg { width: 100%; height: 100%; }
.ia-addr { font-size: .6rem; color: #9a9a9f; text-align: center; word-break: break-all; padding: 0 8px; margin-bottom: 16px; }
.ia-cta { width: 100%; height: 46px; border-radius: 13px; background: var(--gold-grad); color: #1a1304; font-weight: 600; font-size: .86rem; font-family: var(--font-body); }

/* rewards screen */
.ia-reward-hero { text-align: center; padding: 16px 0 8px; }
.ia-reward-hero .rh-lab { font-size: .66rem; color: var(--on-dark-2); letter-spacing: .04em; }
.ia-reward-hero .rh-val { font-family: var(--font-display); font-weight: 600; font-size: 2.4rem; line-height: 1.1; margin-top: 4px; }
.ia-reward-hero .rh-sub { font-size: .62rem; color: #5bbd7e; margin-top: 2px; }
.ia-tiers { display: flex; flex-direction: column; gap: 8px; margin-top: 16px; }
.ia-tier { display: flex; align-items: center; justify-content: space-between; padding: 13px 15px; border-radius: 13px; background: #161618; border: 1px solid rgba(255, 255, 255, .05); }
.ia-tier .tt { font-size: .78rem; font-weight: 500; color: #d4d4d8; }
.ia-tier .tv { font-family: var(--font-display); font-weight: 600; font-size: 1.05rem; }
.ia-recent { margin-top: 18px; }
.ia-recent h5 { font-family: var(--font-display); font-size: .82rem; font-weight: 600; margin-bottom: 8px; }

/* ===========================================================
   SECURITY (light)
   =========================================================== */
.sec-head { display: grid; grid-template-columns: 1fr 1fr; gap: 40px; align-items: end; margin-bottom: clamp(40px, 5vw, 64px); }
.sec-grid { display: grid; grid-template-columns: repeat(4, 1fr); gap: 18px; }
.sec-card { padding: 30px 26px; border: 1px solid var(--line); border-radius: 18px; background: #fff; transition: border-color .4s, transform .4s var(--ease), box-shadow .4s; }
.sec-card:hover { border-color: rgba(212, 175, 55, .45); transform: translateY(-4px); box-shadow: 0 24px 48px -30px rgba(0, 0, 0, .2); }
.sec-card .sc-ico { width: 46px; height: 46px; border-radius: 12px; border: 1px solid var(--line); display: flex; align-items: center; justify-content: center; color: var(--gold); margin-bottom: 22px; }
.sec-card .sc-ico svg { width: 23px; height: 23px; }
.sec-card h4 { font-family: var(--font-display); font-size: 1.1rem; font-weight: 600; margin-bottom: 8px; }
.sec-card p { color: var(--ink-2); font-size: .92rem; line-height: 1.5; }
.sec-card .by { display: inline-block; margin-top: 13px; font-size: .7rem; letter-spacing: .1em; text-transform: uppercase; color: #7a5b12; font-weight: 600; background: rgba(212, 175, 55, .14); padding: 4px 9px; border-radius: 6px; }
.sec-disclaim { margin-top: 30px; color: var(--ink-2); font-size: .85rem; max-width: 64ch; opacity: .85; }

/* marquee */
.marquee { margin-top: clamp(46px, 6vw, 76px); overflow: hidden; -webkit-mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); mask-image: linear-gradient(90deg, transparent, #000 8%, #000 92%, transparent); }
.marquee-track { display: flex; gap: 56px; width: max-content; animation: marquee 32s linear infinite; }
.marquee:hover .marquee-track { animation-play-state: paused; }
.marquee span { font-family: var(--font-display); font-size: 1.4rem; font-weight: 500; color: var(--ink-2); opacity: .5; white-space: nowrap; letter-spacing: -.01em; }
@keyframes marquee { to { transform: translateX(-50%); } }

/* ===========================================================
   FAQ
   =========================================================== */
.faq-wrap { display: grid; grid-template-columns: .8fr 1.2fr; gap: clamp(40px, 6vw, 90px); align-items: start; }
.faq-list { border-top: 1px solid var(--line); }
.faq-item { border-bottom: 1px solid var(--line); }
.faq-q { width: 100%; display: flex; align-items: center; justify-content: space-between; gap: 24px; padding: 26px 0; text-align: left; font-family: var(--font-display); font-size: clamp(1.05rem, 1.6vw, 1.3rem); font-weight: 600; letter-spacing: -.01em; color: var(--ink); }
.faq-q .fi-plus { position: relative; width: 22px; height: 22px; flex: none; }
.faq-q .fi-plus::before, .faq-q .fi-plus::after { content: ""; position: absolute; background: var(--ink); border-radius: 2px; transition: .35s var(--ease); }
.faq-q .fi-plus::before { left: 0; top: 50%; width: 22px; height: 2px; transform: translateY(-50%); }
.faq-q .fi-plus::after { left: 50%; top: 0; width: 2px; height: 22px; transform: translateX(-50%); }
.faq-item.open .fi-plus::after { transform: translateX(-50%) scaleY(0); }
.faq-item.open .fi-plus::before { background: var(--gold); }
.faq-a { overflow: hidden; max-height: 0; transition: max-height .45s var(--ease); }
.faq-a-inner { padding-bottom: 26px; color: var(--ink-2); font-size: 1rem; line-height: 1.6; max-width: 60ch; }

/* ===========================================================
   FINAL CTA (the one dark band) + FOOTER
   =========================================================== */
.final { background: radial-gradient(120% 90% at 50% 12%, #1a1a1d, #0A0A0B 62%); color: #fff; text-align: center; position: relative; overflow: clip; }
.final .wm { width: min(70vw, 820px); left: 50%; top: 60%; transform: translate(-50%, -50%); opacity: .06; }
.final .inner { position: relative; z-index: 3; display: flex; flex-direction: column; align-items: center; }
.final h2 { max-width: 18ch; margin-inline: auto; }
.final .lede { margin: 24px auto 0; text-align: center; color: var(--on-dark-2); }
.final .store-row { margin-top: 38px; justify-content: center; }
.final .store-btn { background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.15); box-shadow: none; }
.final .store-btn:hover { background: rgba(255,255,255,.14); transform: translateY(-2px); }
.final-sub { margin-top: 26px; color: var(--on-dark-2); font-size: .92rem; }

.final-qr {
  display: flex;
  gap: 40px;
  justify-content: center;
  margin-top: 56px;
}
.fqr-item {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 14px;
  text-decoration: none;
  transition: transform .35s var(--ease);
}
.fqr-item:hover { transform: translateY(-4px); }
.fqr-code {
  width: 140px;
  height: 140px;
  border-radius: 16px;
  overflow: hidden;
  border: 1px solid rgba(212,175,55,.25);
  box-shadow: 0 8px 32px -8px rgba(212,175,55,.2);
}
.fqr-code img { width: 100%; height: 100%; display: block; }
.fqr-label {
  display: flex;
  align-items: center;
  gap: 7px;
  color: rgba(255,255,255,.55);
  font-size: .82rem;
  font-weight: 500;
  letter-spacing: .01em;
}
.fqr-label svg { width: 15px; height: 15px; opacity: .7; }

/* APK placeholder — shown when qr-apk.png is missing */
.fqr-code--apk { background: rgba(212,175,55,.04); }
.fqr-code--apk.fqr-missing {
  display: flex;
  align-items: center;
  justify-content: center;
  border-style: dashed;
  border-color: rgba(212,175,55,.3);
}
.fqr-code--apk.fqr-missing::after {
  content: "Add QR image";
  font-size: .7rem;
  color: rgba(212,175,55,.5);
  text-align: center;
  padding: 0 12px;
  font-weight: 500;
}

.footer { background: var(--stage-deep); color: var(--on-dark-2); padding-block: clamp(60px, 8vw, 92px) 38px; position: relative; z-index: 2; }
.footer-top { display: grid; grid-template-columns: 1.6fr repeat(3, 1fr); gap: 40px; padding-bottom: 54px; border-bottom: 1px solid var(--line-dark); }
.footer-brand .brand { margin-bottom: 18px; }
.footer-brand .brand .wordmark { color: #fff; }
.footer-brand p { max-width: 30ch; font-size: .95rem; line-height: 1.6; }
.footer-brand .store-row { margin-top: 24px; gap: 10px; }
.footer .store-btn { height: 50px; background: rgba(255,255,255,.08); border: 1px solid rgba(255,255,255,.12); box-shadow: none; }
.footer .store-btn:hover { background: rgba(255,255,255,.13); transform: none; }
.footer .store-btn .store-txt span { font-size: .92rem; }
.footer-col h5 { font-family: var(--font-display); color: #fff; font-size: .82rem; letter-spacing: .1em; text-transform: uppercase; font-weight: 600; margin-bottom: 18px; }
.footer-col a { display: block; padding: 7px 0; font-size: .95rem; color: var(--on-dark-2); transition: color .25s; }
.footer-col a:hover { color: #fff; }
.footer-bottom { display: flex; align-items: center; justify-content: space-between; gap: 24px; flex-wrap: wrap; padding-top: 30px; }
.footer-bottom .legal { font-size: .82rem; line-height: 1.6; max-width: 78ch; opacity: .7; }
.footer-meta { display: flex; align-items: center; gap: 16px; flex-wrap: wrap; font-size: .85rem; }
.footer-meta .visa { font-family: var(--font-display); font-weight: 700; font-style: italic; color: #fff; }

/* ===========================================================
   REVEAL
   =========================================================== */
.reveal { opacity: 0; transform: translateY(32px) scale(.985); transition: opacity .9s var(--ease), transform .9s var(--ease); }
.reveal.in { opacity: 1; transform: none; }
.reveal[data-d="1"] { transition-delay: .08s; }
.reveal[data-d="2"] { transition-delay: .16s; }
.reveal[data-d="3"] { transition-delay: .24s; }

/* ===========================================================
   MOBILE PHONE (swipeable, 3 phones)
   =========================================================== */
.app-phone-desktop { display: flex; justify-content: center; }
.app-phone-mobile { display: none; }

/* ===========================================================
   RESPONSIVE
   =========================================================== */
@media (max-width: 1000px) {
  .nav-links, .nav-cta .btn--nav { display: none; }
  .nav-burger { display: flex; }

  .hero-grid { grid-template-columns: 1fr; gap: 18px; }
  .hero-stage-wrap { order: -1; max-width: 440px; margin-inline: auto; width: 100%; }
  .hero .txn-chip { left: auto; right: 4%; bottom: 8%; min-width: 210px; }
  .wm--hero { width: 90vw; right: -20%; top: auto; bottom: 2%; opacity: .04; }

  .stats-grid { grid-template-columns: 1fr; }
  .stat { border-right: none; border-bottom: 1px solid var(--line); }
  .stat:last-child { border-bottom: none; }

  .showcase-track { height: auto; }
  .showcase-pin { position: static; height: auto; padding-block: clamp(20px, 6vw, 40px); }
  .showcase-inner { grid-template-columns: 1fr; gap: 38px; }
  .showcase-stage { grid-column: 1; aspect-ratio: auto; max-width: 420px; margin-inline: auto; width: 100%; order: 2; }
  .showcase-eyebrow { grid-column: 1; order: 1; }
  .sc-feat--left { order: 3; }
  .sc-feat--right { order: 4; }
  .sc-feat { gap: 18px; }
  .sc-feat .feat { opacity: 1; }

  .rewards-grid { grid-template-columns: 1fr 1fr; }
  .reward--feature { grid-column: 1 / -1; }

  .compare { grid-template-columns: 1fr; }

  .steps { grid-template-columns: 1fr; gap: 34px; }

  /* app — drop pin, show 3 swipeable phones */
  .app-track { height: auto; }
  .app-pin { position: static; height: auto; padding-block: clamp(10px, 6vw, 30px); }
  .app-inner { grid-template-columns: 1fr; gap: 40px; }
  .app-phone-col { order: -1; }
  .app-phone-desktop { display: none; }
  .app-phone-mobile {
    display: flex;
    gap: 16px;
    overflow-x: auto;
    scroll-snap-type: x mandatory;
    -webkit-overflow-scrolling: touch;
    padding: 6px 4px 16px;
    scrollbar-width: none;
    width: 100%;
  }
  .app-phone-mobile::-webkit-scrollbar { display: none; }
  .app-phone-mobile .phone { scroll-snap-align: center; width: clamp(260px, 72vw, 320px); flex: none; }

  .sec-head { grid-template-columns: 1fr; gap: 18px; }
  .sec-grid { grid-template-columns: 1fr 1fr; }

  .faq-wrap { grid-template-columns: 1fr; gap: 30px; }

  .footer-top { grid-template-columns: 1fr 1fr; gap: 34px; }
  .footer-brand { grid-column: 1 / -1; }
}

@media (max-width: 560px) {
  .rewards-grid { grid-template-columns: 1fr; }
  .sec-grid { grid-template-columns: 1fr; }
  .footer-top { grid-template-columns: 1fr; }
  .store-row { flex-direction: column; }
  .store-btn, .btn--gold { width: 100%; }
  .footer-bottom { flex-direction: column; align-items: flex-start; }
  .reward .rate { font-size: 3.6rem; }
  .reward--feature .rate { font-size: 4.6rem; }
}

/* ===========================================================
   HERO ADDITIONS
   =========================================================== */
.hero-desc { margin-top: 14px; }
.hero-btns { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 38px; }
.btn--outline {
  border: 1.5px solid rgba(10, 10, 11, .22);
  color: var(--ink);
  background: transparent;
  transition: border-color .35s var(--ease), color .35s var(--ease), transform .35s var(--ease), box-shadow .35s var(--ease);
}
.btn--outline:hover { border-color: var(--gold); color: var(--gold); }
.section--dark .btn--outline { border-color: var(--line-dark); color: var(--on-dark); }

/* ===========================================================
   WHAT YOU GET — editorial 3-panel strip
   =========================================================== */
.wyg-panels {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  border-top: 1.5px solid var(--line);
}
.wyg-item {
  padding: clamp(32px, 4.5vw, 60px) clamp(20px, 3vw, 48px) clamp(32px, 4.5vw, 60px) 0;
  border-right: 1px solid var(--line);
  display: flex;
  flex-direction: column;
  gap: 0;
  cursor: default;
  transition: background .4s var(--ease);
}
.wyg-item:first-child { padding-left: 0; }
.wyg-item:last-child { border-right: none; padding-right: 0; }
.wyg-item:not(:first-child) { padding-left: clamp(20px, 3vw, 48px); }
.wyg-item:hover { background: rgba(212,175,55,.02); }
.wyg-num {
  font-family: var(--font-display); font-weight: 600;
  font-size: .72rem; letter-spacing: .12em; color: var(--gold);
  margin-bottom: clamp(22px, 3vw, 36px); display: block;
}
.wyg-ico {
  width: 52px; height: 52px; margin-bottom: clamp(20px, 2.5vw, 32px); color: var(--ink);
  transition: color .35s var(--ease);
}
.wyg-ico svg { width: 100%; height: 100%; }
.wyg-item:hover .wyg-ico { color: var(--gold); }
.wyg-item h3 {
  font-family: var(--font-display);
  font-size: clamp(1.3rem, 2vw, 1.75rem);
  font-weight: 600; letter-spacing: -.025em;
  margin-bottom: 14px;
}
.wyg-item p { color: var(--ink-2); font-size: .97rem; line-height: 1.58; max-width: 36ch; }

/* ===========================================================
   PROBLEM / SOLUTION — unified split panel
   =========================================================== */
.ps-split {
  border-radius: 28px;
  background: radial-gradient(130% 90% at 50% 0%, #1c1c22, #0a0a0b 70%);
  border: 1px solid rgba(255,255,255,.06);
  box-shadow: 0 60px 120px -60px rgba(0,0,0,.45);
  color: #fff;
  overflow: hidden;
}
.ps-split-head {
  padding: clamp(48px, 6vw, 80px) clamp(36px, 5vw, 80px) clamp(36px, 4vw, 56px);
  border-bottom: 1px solid rgba(255,255,255,.06);
  text-align: center;
}
.ps-split-head .h-section { color: #fff; }
.ps-split-head .eyebrow { margin-bottom: 1.4rem; }
.ps-split-body {
  display: grid;
  grid-template-columns: 1fr 1px 1fr;
}
.ps-col {
  padding: clamp(36px, 4.5vw, 64px) clamp(32px, 4vw, 64px);
}
.ps-col--right { background: rgba(212,175,55,.025); }
.ps-col-title {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 600;
  color: rgba(255,255,255,.75);
  margin-bottom: 24px;
  display: flex;
  align-items: center;
  gap: 11px;
  letter-spacing: -.01em;
}
.ps-col-marker {
  width: 28px; height: 28px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex: none;
}
.ps-col-marker svg { width: 13px; height: 13px; }
.ps-col-marker--x { background: rgba(220,60,60,.14); color: #e05050; }
.ps-col-marker--check { background: rgba(212,175,55,.15); color: var(--gold); }
.ps-items {
  list-style: none;
  display: flex;
  flex-direction: column;
}
.ps-items li {
  padding: 15px 0 15px 18px;
  border-bottom: 1px solid rgba(255,255,255,.05);
  font-size: .97rem;
  color: rgba(255,255,255,.38);
  line-height: 1.5;
  position: relative;
}
.ps-items li:last-child { border-bottom: none; }
.ps-items li::before {
  content: "";
  position: absolute;
  left: 0; top: 23px;
  width: 6px; height: 6px;
  border-radius: 50%;
}
.ps-col--left .ps-items li::before { background: rgba(220,60,60,.4); }
.ps-items--right li { color: rgba(255,255,255,.72); }
.ps-col--right .ps-items li::before { background: rgba(212,175,55,.6); }
.ps-divider {
  background: rgba(212,175,55,.08);
  position: relative;
  display: flex;
  align-items: center;
  justify-content: center;
}
.ps-div-orb {
  width: 9px; height: 9px;
  border-radius: 50%;
  background: var(--gold);
  box-shadow: 0 0 16px rgba(212,175,55,.6);
  position: relative;
  z-index: 1;
}

/* ===========================================================
   FEATURES BENTO
   =========================================================== */
.features-bento {
  display: grid;
  grid-template-columns: repeat(6, 1fr);
  gap: 16px;
  align-items: stretch;
}
.fb-card {
  grid-column: span 3;
  position: relative;
  border: 1px solid var(--line);
  border-radius: 22px;
  padding: clamp(26px, 2.8vw, 38px);
  background: #fff;
  overflow: hidden;
  display: flex;
  flex-direction: column;
  gap: 12px;
  transition: transform .45s var(--ease), box-shadow .45s var(--ease), border-color .45s;
}
.fb-card:hover { transform: translateY(-5px); box-shadow: 0 28px 56px -32px rgba(0,0,0,.2); border-color: rgba(212,175,55,.4); }
.fb-card--hero {
  grid-row: span 2;
  background: radial-gradient(130% 130% at 80% 10%, #1c1c22, #0a0a0b 68%);
  border-color: rgba(255,255,255,.07);
  color: #fff;
}
.fb-card--hero:hover { border-color: rgba(212,175,55,.3); box-shadow: 0 40px 80px -40px rgba(0,0,0,.4); }
.fb-card--hero h4 { font-size: clamp(1.35rem, 2vw, 1.75rem); color: #fff; }
.fb-card--hero p  { color: rgba(255,255,255,.45); font-size: 1rem; max-width: 36ch; }
.fb-card--hero .fc-ico { border-color: rgba(212,175,55,.22); background: rgba(212,175,55,.08); }
.fb-card--sm { grid-column: span 2; }
.fb-card--gold {
  background: radial-gradient(100% 120% at 100% 100%, rgba(212,175,55,.08), transparent 56%), #fff;
  border-color: rgba(212,175,55,.28);
}
.fb-num {
  position: absolute;
  bottom: 20px; right: 24px;
  font-family: var(--font-display);
  font-weight: 600; letter-spacing: -.04em; line-height: 1;
  font-size: 3.4rem; color: currentColor; opacity: .055;
  pointer-events: none;
}
.fb-card--hero .fb-num { font-size: 6rem; opacity: .065; }
.fb-card h4 { font-family: var(--font-display); font-size: 1.12rem; font-weight: 600; letter-spacing: -.01em; }
.fb-card p  { color: var(--ink-2); font-size: .95rem; line-height: 1.5; }
/* icon — shared with old .fc-ico */
.fc-ico {
  width: 46px; height: 46px; border-radius: 12px;
  border: 1px solid var(--line);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); flex: none;
}
.fc-ico svg { width: 22px; height: 22px; }

/* ===========================================================
   USE CASES — editorial list
   =========================================================== */
.uc-list { display: flex; flex-direction: column; }
.uc-row {
  display: grid;
  grid-template-columns: 44px 44px 1fr 28px;
  align-items: center;
  gap: 20px;
  padding: 26px 16px;
  border-bottom: 1px solid var(--line);
  border-radius: 14px;
  transition: background .35s var(--ease), border-color .35s var(--ease), padding .35s var(--ease);
  cursor: default;
}
.uc-row:first-child { border-top: 1px solid var(--line); }
.uc-row:hover { background: rgba(212,175,55,.04); border-color: rgba(212,175,55,.3); padding-inline: 22px; }
.ucr-num {
  font-family: var(--font-display); font-weight: 600;
  font-size: .78rem; letter-spacing: .06em; color: var(--gold); opacity: .7;
}
.ucr-ico {
  width: 40px; height: 40px; border-radius: 10px;
  border: 1px solid var(--line);
  display: flex; align-items: center; justify-content: center;
  color: var(--gold); flex: none;
  transition: border-color .35s, background .35s;
}
.ucr-ico svg { width: 19px; height: 19px; }
.uc-row:hover .ucr-ico { border-color: rgba(212,175,55,.4); background: rgba(212,175,55,.06); }
.ucr-body h4 { font-family: var(--font-display); font-size: 1.1rem; font-weight: 600; letter-spacing: -.01em; margin-bottom: 3px; }
.ucr-body p  { color: var(--ink-2); font-size: .95rem; line-height: 1.45; }
.ucr-arrow { color: var(--line); transition: color .35s, transform .35s var(--ease); flex: none; }
.ucr-arrow svg { width: 18px; height: 18px; display: block; }
.uc-row:hover .ucr-arrow { color: var(--gold); transform: translateX(4px); }

/* ===========================================================
   COMING SOON BADGES
   =========================================================== */
.soon-badge {
  display: inline-block; vertical-align: middle;
  font-family: var(--font-body);
  font-size: .5rem; font-weight: 600; letter-spacing: .08em; text-transform: uppercase;
  color: #7a5b12; background: rgba(212,175,55,.14);
  border: 1px solid rgba(212,175,55,.24);
  padding: 2px 6px; border-radius: 5px; margin-left: 5px;
  white-space: nowrap;
}
.pay-chip--soon { opacity: .7; display: inline-flex; align-items: center; gap: 5px; }
.pay-soon {
  font-size: .58rem; font-weight: 600; letter-spacing: .07em; text-transform: uppercase;
  color: #7a5b12; background: rgba(212,175,55,.14);
  border: 1px solid rgba(212,175,55,.22);
  padding: 2px 6px; border-radius: 4px;
}

/* ===========================================================
   HOW IT WORKS — scroll-driven 4-step pin
   =========================================================== */
.how-section {
  background: radial-gradient(130% 90% at 50% 0%, #1c1c22, #0a0a0b 70%);
  margin-inline: 12px;
  border-radius: 32px;
  overflow: clip;
  position: relative;
  z-index: 2;
  will-change: transform;
  color: var(--on-dark);
  box-shadow:
    0 0 0 1px rgba(255,255,255,.04),
    0 20px 60px rgba(0,0,0,.28),
    0 60px 140px rgba(0,0,0,.22),
    0 120px 200px rgba(0,0,0,.14);
}
.how-track { position: relative; height: 320vh; }
.how-pin {
  position: sticky;
  top: 0;
  height: 100svh;
  display: flex;
  align-items: center;
}
.how-inner {
  display: grid;
  grid-template-columns: 1fr 1.15fr;
  gap: clamp(40px, 7vw, 110px);
  align-items: center;
  width: 100%;
}
.how-left .eyebrow { margin-bottom: 1.4rem; }
.how-left .h-section { color: #fff; }
.how-nav {
  display: flex;
  flex-direction: column;
  gap: 4px;
  margin-top: clamp(28px, 3.5vw, 44px);
  padding: 0;
  border: none;
}
.how-nav-item {
  display: flex;
  align-items: center;
  gap: 16px;
  padding: 15px 18px;
  border-radius: 14px;
  background: none;
  text-align: left;
  cursor: default;
  opacity: .28;
  transition: opacity .5s var(--ease), background .5s var(--ease);
  width: 100%;
}
.how-nav-item.active { opacity: 1; background: rgba(255,255,255,.06); cursor: default; }
.hni-num {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: .72rem;
  letter-spacing: .12em;
  color: var(--gold);
  flex: none;
  width: 26px;
}
.hni-label {
  font-family: var(--font-display);
  font-size: .98rem;
  font-weight: 600;
  color: rgba(255,255,255,.85);
  letter-spacing: -.01em;
}
/* right pane */
.how-right {
  position: relative;
  min-height: min(420px, 56vh);
}
.how-step-content {
  position: absolute;
  inset: 0;
  display: flex;
  flex-direction: column;
  justify-content: center;
  opacity: 0;
  transform: translateY(22px);
  transition: opacity .65s var(--ease), transform .65s var(--ease);
  pointer-events: none;
}
.how-step-content.active {
  opacity: 1;
  transform: none;
  pointer-events: auto;
}
.hsc-num {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(5rem, 10vw, 10rem);
  letter-spacing: -.05em;
  line-height: .88;
  -webkit-text-stroke: 1.5px rgba(255,255,255,.08);
  color: transparent;
  margin-bottom: clamp(14px, 2vw, 24px);
  user-select: none;
}
.how-step-content h3 {
  font-family: var(--font-display);
  font-size: clamp(1.8rem, 3vw, 2.9rem);
  font-weight: 600;
  letter-spacing: -.03em;
  line-height: 1.05;
  margin-bottom: 14px;
  color: #fff;
}
.how-step-content p {
  color: rgba(255,255,255,.48);
  font-size: clamp(.98rem, 1.25vw, 1.12rem);
  line-height: 1.62;
  max-width: 46ch;
}
.hsc-chips { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 20px; }
.hsc-chips .chip {
  background: rgba(255,255,255,.06);
  border: 1px solid rgba(255,255,255,.1);
  padding: 7px 14px;
  border-radius: 9px;
  font-weight: 600;
  color: rgba(255,255,255,.65);
  font-size: .82rem;
}

/* ===========================================================
   NEW SECTION RESPONSIVE OVERRIDES
   =========================================================== */
@media (max-width: 1000px) {
  .section--alt { margin-inline: 8px; border-radius: 22px; }
  .app { margin-inline: 8px; border-radius: 22px; }
  .how-section { margin-inline: 8px; border-radius: 22px; }
  .how-track { height: auto; }
  .how-pin { position: static; height: auto; padding-block: clamp(48px, 8vw, 72px); }
  .how-inner { grid-template-columns: 1fr; gap: 32px; }
  .how-nav { display: none; }
  .how-right { min-height: auto; }
  .how-step-content {
    position: static;
    opacity: 1;
    transform: none;
    pointer-events: auto;
    margin-bottom: 36px;
  }
  .how-step-content:last-child { margin-bottom: 0; }
  .hsc-num { font-size: clamp(3.5rem, 8vw, 5rem); }
  .wyg-panels { grid-template-columns: 1fr; border-top: none; }
  .wyg-item { border-right: none; border-top: 1px solid var(--line); padding: clamp(24px,5vw,40px) 0; }
  .wyg-item:first-child { padding-top: 0; border-top: 1.5px solid var(--line); }
  .ps-split-body { grid-template-columns: 1fr; }
  .ps-divider { width: 100%; height: 1px; min-height: 1px; }
  .ps-div-orb { display: none; }
  /* features bento: 2 col on tablet */
  .features-bento { grid-template-columns: 1fr 1fr; gap: 12px; }
  .fb-card, .fb-card--hero, .fb-card--sm, .fb-card--wide { grid-column: span 1; grid-row: span 1; }
  .fb-card--hero { grid-column: span 2; }
  /* use cases list */
  .uc-row { grid-template-columns: 34px 38px 1fr; gap: 14px; padding: 20px 10px; }
  .ucr-arrow { display: none; }
  .steps--4 { grid-template-columns: 1fr 1fr; gap: 28px; }
}

@media (max-width: 560px) {
  .section--alt { margin-inline: 6px; border-radius: 18px; }
  .app { margin-inline: 6px; border-radius: 18px; }
  .how-section { margin-inline: 6px; border-radius: 18px; }
  .features-bento { grid-template-columns: 1fr; gap: 10px; }
  .fb-card--hero { grid-column: span 1; }
  .uc-row { grid-template-columns: 30px 36px 1fr; gap: 10px; }
  .steps--4 { grid-template-columns: 1fr; }
  .hero-btns { flex-direction: column; }
  .btn--outline { width: 100%; }
}

@media (prefers-reduced-motion: reduce) {
  * { animation: none !important; scroll-behavior: auto !important; }
  .reveal { opacity: 1; transform: none; transition: none; }
  .sc-feat .feat { opacity: 1; }
}

/* ===========================================================
   LEGAL PAGES (privacy.html, terms.html)
   =========================================================== */
.legal-hero {
  padding: clamp(130px, 18vw, 200px) 0 clamp(48px, 7vw, 80px);
  background: radial-gradient(ellipse 80% 60% at 50% 0%, rgba(212,175,55,.05) 0%, transparent 65%);
  border-bottom: 1px solid var(--line);
}
.legal-hero .eyebrow { margin-bottom: 1.2rem; }
.legal-hero .h-section { max-width: 18ch; }
.legal-hero-meta { margin-top: 16px; color: var(--ink-2); font-size: .92rem; }

.legal-body { padding-top: clamp(48px, 7vw, 80px); }

.legal-layout {
  display: grid;
  grid-template-columns: 220px 1fr;
  gap: clamp(40px, 6vw, 100px);
  align-items: start;
}

/* sidebar */
.legal-nav {
  position: sticky;
  top: 110px;
  display: flex;
  flex-direction: column;
  gap: 2px;
}
.legal-nav-label {
  font-size: .68rem;
  font-weight: 600;
  letter-spacing: .14em;
  text-transform: uppercase;
  color: var(--ink-2);
  margin-bottom: 10px;
  opacity: .6;
}
.legal-nav a {
  font-size: .88rem;
  font-weight: 500;
  color: var(--ink-2);
  padding: 6px 10px;
  border-radius: 8px;
  border-left: 2px solid transparent;
  transition: color .25s, border-color .25s, background .25s;
}
.legal-nav a:hover {
  color: var(--ink);
  background: rgba(212,175,55,.06);
  border-left-color: var(--gold);
}

/* content */
.legal-content { max-width: 72ch; }

.lc-section {
  padding-bottom: clamp(40px, 5vw, 64px);
  border-bottom: 1px solid var(--line);
  margin-bottom: clamp(40px, 5vw, 64px);
}
.lc-section:last-child { border-bottom: none; margin-bottom: 0; }

.lc-section h2 {
  font-family: var(--font-display);
  font-size: clamp(1.4rem, 2.2vw, 1.9rem);
  font-weight: 600;
  letter-spacing: -.025em;
  margin-bottom: 20px;
  color: var(--ink);
}
.lc-section h3 {
  font-family: var(--font-display);
  font-size: 1.05rem;
  font-weight: 600;
  letter-spacing: -.01em;
  color: var(--ink);
  margin-top: 28px;
  margin-bottom: 10px;
}
.lc-section p {
  color: var(--ink-2);
  font-size: 1rem;
  line-height: 1.72;
  margin-bottom: 16px;
}
.lc-section p:last-child { margin-bottom: 0; }
.lc-section ul {
  list-style: none;
  display: flex;
  flex-direction: column;
  gap: 10px;
  margin-bottom: 20px;
}
.lc-section ul li {
  position: relative;
  padding-left: 18px;
  color: var(--ink-2);
  font-size: 1rem;
  line-height: 1.65;
}
.lc-section ul li::before {
  content: "";
  position: absolute;
  left: 0; top: 10px;
  width: 5px; height: 5px;
  border-radius: 50%;
  background: var(--gold);
  opacity: .7;
}
.lc-section ul li strong { color: var(--ink); font-weight: 600; }

.lc-callout {
  margin-top: 24px;
  padding: 18px 22px;
  border-radius: 14px;
  background: rgba(212,175,55,.07);
  border: 1px solid rgba(212,175,55,.22);
  color: var(--ink-2);
  font-size: .92rem;
  line-height: 1.6;
}
.lc-callout strong { color: #7a5b12; }

.lc-contact {
  margin-top: 20px;
  border: 1px solid var(--line);
  border-radius: 16px;
  overflow: hidden;
}
.lcc-row {
  display: flex;
  align-items: center;
  gap: 24px;
  padding: 16px 22px;
  border-bottom: 1px solid var(--line);
  font-size: .95rem;
}
.lcc-row:last-child { border-bottom: none; }
.lcc-label {
  font-family: var(--font-display);
  font-weight: 600;
  font-size: .82rem;
  letter-spacing: .04em;
  color: var(--ink);
  width: 80px;
  flex: none;
}

@media (max-width: 1000px) {
  .legal-layout { grid-template-columns: 1fr; }
  .legal-nav { position: static; flex-direction: row; flex-wrap: wrap; gap: 4px; margin-bottom: 32px; }
  .legal-nav-label { display: none; }
  .legal-nav a { border-left: none; border: 1px solid var(--line); padding: 6px 14px; border-radius: 999px; font-size: .82rem; }
  .legal-nav a:hover { border-color: var(--gold); background: rgba(212,175,55,.06); }
}

@media (max-width: 560px) {
  .legal-hero .h-section { font-size: clamp(1.8rem, 7vw, 2.4rem); }
}